Employees

You spend decades of your life with health insurance coverage through an employer, union or association. Group health is a necessity; but it does not always have the coverage options you need, at a price you are comfortable with. 

The freedom of choice is one more benefit as you near the end of your employment.

Transition into Retirement

Whether you are in the midst of your career, nearing retirement, or already retired, we can provide you with the investment guidance you need. Our team is here to help you understand how each of your options aligns with your needs.

As an independent firm, we have the privilege to put our clients’ needs first; and we don’t take that for granted. We’re committed to providing you with the highest quality products, services, and information, in an effort to help you reach greater financial confidence to and through retirement.

To learn more about your retirement options, check out Fortified Futures Wealth & Retirement Advisors here.

Individual, ACA, and Short Term Medical

Individual and family plans through the health insurance marketplace are the logical next step for self-employed individuals and families or upon losing employer coverage prior to Medicare. These plans provide the same level of benefits that you will have been used to; although they are no longer subsidized by the employer.

Affordable Care Act (ACA) Plans provide an affordable option with essential care benefits, including prescription drug coverage. You may even qualify for an income subsidy. Proper planning around social security & taxable vs. non-taxable income could help maximize your solutions to fill the gap to Medicare.

You may have additional options to choose a short term medical plan. These have limited coverage and do not typically cover pre-existing conditions, but will help provide the minimum coverage until you can enroll in a traditional plan or Medicare.

Coverage for Life

Whatever your needs, Fortress Health is here to help you understand which insurance products are made to suit your circumstances. Schedule a call  today to discuss your coverage options.

Contact us

Ready to learn more about the coverage options we can provide? Contact our experts today to receive a free consultation!

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